Public Liability Insurance

Public Liability Insurance protects your business against claims of personal injury or property damage caused to third parties as a result of your business activities. It is essential for any business that interacts with clients, suppliers, or the public.

What is Public Liability Insurance?

This cover applies when a third party claims your business has caused them injury or property damage. It includes legal defence costs, settlements, and compensation payouts, subject to the policy terms.

Why It’s Crucial for Business Owners

Even simple interactions—like someone slipping on your premises—can lead to costly legal action. Public Liability Insurance ensures you can meet legal and financial responsibilities without jeopardising your operations.

Key Benefits

• Covers legal liability for injury or property damage
• Protection for on-site and off-site incidents
• Support with legal expenses and claims management
• Can be a contractual or regulatory requirement

Suitable for a Broad Range of Industries

Whether you operate an office, retail space, or mobile business, this policy helps ensure your business is prepared for everyday liabilities.